It is important to note that your balances are separate in VIALET app. If you opened a Polish account then the default currency used will PLN (for transfers, for card payments). Also the card ordered will utilise only the PLN balance. The loan is also issued in PLN. To repay back - you will need to have a positive PLN balance. Please note that we will not be able to utilise any other currency you might hold (e.g. EUR) for repayment and you will be required to top up your account with PLN.